Request how the financial counseling agency is paid

Request how the financial counseling agency is paid. Since the name of many collection agencies indicates that they are a debt collection agency or that they are calling for the purpose of collecting a debt, this would have caused them to violate the FDCPA. Now, what about those ‘payment protection plans’ offered directly by the big credit card banks? Put your rants on www.zinos.com and write something brief and tothepoint to the company.